Using an agent can net you 13% more studies have shown: FSBO $208K versus agent assisted $235K. How do buyers look for a house: 88% search on-line, 21% newspaper ads. How do buyers find the […]
Brush up on these mortgage basics to help you determine the loan that will best suit your needs. Mortgage terms. Mortgages are generally available at 15-, 20-, or 30-year terms. In general, the longer the […]
Consider comparables. What have other homes in your neighborhood sold for recently? How do they compare to yours in terms of size, upkeep, and amenities? Consider competition. How many other houses are for sale in […]
Ensure there are no gaps in insulation or crawl spaces that expose pipes to cold air, which could put the pipes at risk of freezing and bursting. Have your heating system checked by a licensed […]
You can make the home buying process go much smoother for yourself and your agent if you can answer these 10 questions in the beginning: Why buy and why buy now Are you working with a lender […]
Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, www.getdownpayment.com, and […]
Appraisals provide an objective opinion of value, but it’s not an exact science so appraisals may differ. For buying and selling purposes, appraisals are usually based on market value — what the property could probably […]
These questions will help you decide whether you’re ready for a home that’s larger or in a more desirable location. If you answer yes to most of the questions, it’s a sign that you may […]
Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible. Find a real estate agent who you […]
•Don’t apply for new credit •Don’t co-sign on a loan •Don’t dispute anything on your credit report •Don’t change bank accounts •Don’t close any credit card accounts •Don’t finance any elective medical procedure •Don’t make a […]
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